Situation assessment
Map the obligations, security, guarantees, creditor positions and cash-flow runway.
BUSINESS RECOVERY & CAPITAL REALIGNMENT
Preserve a viable business.
Rebuild a workable structure.
Advisory analysis and coordination for operating businesses facing refinancing pressure or strained liquidity.
Start a conversation ↗WHEN TO REVIEW
Recognize the pressure early.
Common triggers include near-term maturities, covenant pressure, lender concerns, overlapping facilities and working-capital strain.
Stabilization plan
Evaluate available liquidity, reporting improvements and the immediate actions required.
Financing alternatives
Compare refinancing, amended repayment terms, asset-based facilities or other practical options.
Professional coordination
Coordinate relevant discussions with lenders and the client’s legal and accounting advisers.
Implementation sequence
Define responsibilities, documents, decision points and a realistic timetable.
Ongoing review
Track cash flow, agreed reporting and the progress of the revised financing plan.
INITIAL INFORMATION
Organize the full picture.
Current debt schedule; recent financials; year-to-date reporting; short-term cash-flow forecast where available; relevant lender correspondence; assets, liens and guarantees; ownership and decision authority.
THE OBJECTIVE
Stability before expansion.
A new facility is useful only when the business can support it. The review should distinguish an underlying operating problem from a debt structure that no longer fits the enterprise.
THE NEXT STEP